Take the crown over your cashflow.
Cashflow King forecasts the next 90 days across every account you have — personal, business, or both. Spot shortages early, plan the wins, never get blindsided by a payment again.
Personal life
Get out of debt, build an emergency fund, save for the holiday, the deposit, the big day. Goals you can actually hit.
See personal Most lovedBusiness
Cashflow without surprises. Forecast 90 days, set aside for VAT + tax + payroll, save for new equipment and the next hire.
See businessBoth
Run your business and your personal life from one workspace. See the consolidated picture, or each entity on its own.
See bothYour money, finally in focus.
- 15 May Past due−£412.00Whiteoak vehicle finance✓ Paid⌚ Push back
- 22 May+£2,840.00Salary — Acme Ltd
- 28 May−£1,950.00Mortgage · Halifax
- 31 May−£185.40Octopus Energy
Built for people who can't afford to guess.
Every feature exists because real users were stuck on a real problem. No bloat, no spreadsheets, no fake AI.
90-day running balance
Every fixed bill, every variable spend, every projected income. Day-by-day, shortage windows flagged in coral before they hit.
AI statement import
Drop in a CSV or PDF — even Virgin's messy one. Parsing, categorising and pattern-detection run in the background while you carry on.
Recurring detection
We spot the salary, the £9 mobile bill, the £400 vehicle finance — and turn them into a clean schedule you can edit.
Can-I-spend advisor
‘Can I afford £2,000 on a new laptop next Friday?’ Green / amber / red verdict in seconds, with reasoning.
Multi-account
Every bank, card, savings pot, cash float — each with its own opening balance, overdraft, and real-time balance breakdown when you filter by entity.
Debt plan
List every debt, pick a goal (Minimum, Target date, ASAP). The AI builds a month-by-month payoff schedule that protects your emergency fund.
Push back payments
Missed it? Defer the upcoming payment by 1 day, 1 week, 1 month, or pick a custom date — one tap and your forecast updates instantly.
Account transfers
Move money between accounts in one step — same entity or across. Paired transactions, both balances refresh, no fiddly double-entry.
Privacy blur
Reading numbers on the train? Toggle the balance blur. Auto re-engages after 5 minutes so you don't leave figures exposed.
Forecast in fifteen minutes.
No four-hour spreadsheet rebuild. Drop in your last few months and we'll do the heavy lifting while you go put the kettle on.
- 1
Add your worlds
One entity per business, one for your personal life. Add accounts — current, savings, credit cards.
- 2
Upload statements
CSV or PDF, drag in as many as you like. Auto-matched to the right account by sort code.
- 3
AI does the work
Parses, categorises, dedupes, detects recurring patterns — all in the background, live progress tray on screen.
- 4
Forecast unlocks
Running balance for 90 days. Push payments around, mark as paid, plan the next move.
The spreadsheet stops here.
Patchwork & vibes
- Mental maths in the supermarket queue
- Forgotten direct debit drains the account on the 28th
- Bank app + budget app + spreadsheet + a notes file
- “I think we can afford it” conversations with the partner
- Tax pot? What tax pot.
One screen, one answer
- 90-day balance updated every time you breathe
- Past-due payments flagged in coral until you act
- Every account in one workspace, including cash
- Spend advisor gives a verdict before you tap your card
- VAT + Corp Tax ringfenced automatically
Simple, honest pricing.
Two months free on annual billing. Cancel any time.
Personal plans
- 1 person · +£2/mo each extra
- 3 bank accounts · +£1/mo each extra
- 1,000 transactions/mo
- 100 AI credits/mo
- 5 bank uploads/mo
- 1 user
- 3 people · +£2/mo each extra
- 6 bank accounts · +£1/mo each extra
- 5,000 transactions/mo
- 500 AI credits/mo
- 20 bank uploads/mo
- 4 users
Sole traders without a separate limited company — use Personal plans.
Business plans
- 2 businesses · +£4/mo each extra
- 4 bank accounts · +£1/mo each extra
- 25,000 transactions/mo
- 2,000 AI credits/mo
- 100 bank uploads/mo
- 3 users
- 6 businesses · +£4/mo each extra
- 24 bank accounts · +£1/mo each extra
- Unlimited transactions/mo
- 10,000 AI credits/mo
- Unlimited bank uploads/mo
- 10 users
For limited companies, sole-traders running multiple entities, agencies + lettings/holdcos.
What people ask first.
Do I have to connect my bank?
No. You can run the whole product with statement uploads — CSV or PDF, drag in as many as you like. Direct bank linking is on the roadmap once the regulatory approval is in.
Is my data safe?
Your statements are stored on our own UK-region infrastructure and used only to populate your own forecast. We never share them. You can delete the workspace and everything in it from settings, and a privacy-blur toggle hides balances on screen until you tap to reveal.
Does it work on my phone?
Built mobile-first. Dashboard, cashflow, transactions and recurring are all redesigned around thumbs. The onboarding wizard has a live progress tray so you can carry on with other steps while uploads finish in the background.
Can I cancel?
Yes, any time, from the settings page. You keep access until the end of the billing period. We also offer a 14-day trial up front with no card required.
Do you file my tax?
No — we keep your business pot tax-ready (VAT, Corp Tax, PAYE auto-ringfenced), but filing happens through your accountant or HMRC directly. Reports export to CSV for both.
Sole trader. Personal or Business plan?
If you run as a sole trader without a separate limited company, the Personal plans are usually the right fit. If you have multiple businesses or want to keep books strictly separate, go Business.
Wear the crown. Run your money like a pro.
14-day trial, no card. Real visibility into where every pound is going, where it's coming from, and what's coming next.
Start your trial