Pay off debt. Build savings. Hit real goals.
The personal money planner that doesn't just track — it forecasts. See every direct debit, every payday, every birthday, every Netflix renewal, on one running balance for the next 90 days. Then build a plan to actually fix things.
No card. No demo calls. Cancel any time.
Four moves that change everything.
Money advice is mostly common sense you can't see clearly when you're in the weeds. Cashflow King puts the picture in front of you and gives you the tools to act.
Get out of debt — for good
List every credit card, store account, personal loan, family loan. Set a goal: minimum, target date, or as-fast-as-possible. The AI builds a month-by-month payoff plan that protects your emergency fund and shows you the date you become debt free.
- Avalanche (highest APR first) or snowball (smallest first) — your call
- Recommends little-and-often vs lump-sum per debt
- Live debt-free countdown updated every time you make a payment
Build an emergency fund
Set a target — three months of essentials, £5,000, whatever feels safe — and {BRAND.name} carves out a monthly contribution that doesn't break the rest of your plan. See the buffer grow week by week.
- Per-account emergency fund targets
- Plan auto-pauses aggressive debt payoff until the buffer is hit
- Shortage alerts before you dip below it
Save for what matters
The holiday in August. The deposit by next spring. The wedding. The new car. Each goal gets its own target, its own date, and an automatic suggested monthly amount based on your real cashflow.
- Multiple goals running in parallel
- Progress bars + projected hit date
- Re-plans automatically when your income or spending changes
Spend with confidence
‘Can I afford £600 on a new mattress next Friday?’ Green/amber/red verdict in seconds. Knows your projected balance, knows the bills coming up, knows your emergency fund target — gives you a real answer, not a guess.
- Plain-English reasoning, no jargon
- Suggests alternatives when it's a red
- Tracks every spend back to the goal it helps or hurts
In your toolkit.
All your bank accounts
Upload statements or add manually. Halifax, Virgin, Monzo, Tide, cash, savings — every account in one place with its own balance.
Every debt, one place
Credit cards, personal loans, family borrowing, vehicle finance. APR, minimums, due dates. Settle estimate built in.
Goals with deadlines
Holiday, house deposit, wedding, new car. Each goal has its own target, its own date, and a live progress bar.
AI plan generator
Tell it your priorities. Get a month-by-month plan that pays off debt, protects your buffer, and saves for what matters.
Shortage radar
90 days out. Red flags pop up before you go overdrawn so you can shift a bill or move money in time.
Recurring detection
We spot the patterns in your statement — your salary, your Netflix, your gym — so you don't have to type them in.
“I went from juggling four credit cards in my head to a single dashboard with a date in big numbers. Cleared £8,400 in 11 monthsand I still went on holiday.”
— Early Cashflow King user, Scarborough
Your money, with a plan.
Start your free trial. We'll guide you through adding your accounts, your debts, and your goals — and you'll see your first plan within 15 minutes.
Start your free trial